Connecting People to Resources for a Brighter Tomorrow • Support • Information • Opportunities
Support • Resources • Opportunities

Find options for debt, financial hardship and everyday assistance.

Explore resources and hardship options related to maxed-out HELOCs, credit-card debt, personal loans, medical bills, student loans, utility bill grants, housing, employment opportunities and family support.

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Our Commitment: We offer assistance to individuals and families experiencing financial hardship. We guarantee that every completed request will receive a professional, confidential review and clear guidance on available assistance options.

What do you need help with?

🏠 Maxed-Out HELOCHome-equity hardship and repayment resources
💳 Credit CardsHigh utilization, minimum-payment and hardship options
💵 Personal LoansPayment relief and lender hardship resources
💡 Utility Bill GrantsHelp with electricity, gas, water and heating expenses

Debt & Loan Assistance Options

Select the type of debt or hardship you are dealing with so we can help organize the right resources.

HOME EQUITY

Maxed-Out HELOC / Home Equity

✓ Payment hardship: trouble keeping up with required payments
✓ Credit line maxed out: little or no available credit remaining
✓ Rate concerns: payment changes caused by variable rates
✓ Refinance or modification resources: information on possible lender options
REVOLVING DEBT

Credit Card Assistance

✓ Cards at or near their limits
✓ High interest and minimum payments
✓ Late or missed-payment hardship
✓ Debt-management and nonprofit counseling resources
INSTALLMENT DEBT

Personal Loans & Other Debt

✓ Personal loans
✓ Medical bills
✓ Student-loan information
✓ Utility and household-bill assistance
FINANCIAL HARDSHIP

Financial Relief Resources

✓ Budget and payment-plan resources
✓ Hardship-program information
✓ Community assistance programs
✓ Referral to appropriate providers or agencies

More Assistance Resources

Financial hardship often overlaps with housing, food, healthcare, work and family needs.

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Utility Bill Grants

Financial assistance may be available to help eligible households manage essential electricity, gas, water and heating expenses.

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Housing Assistance

Rental assistance, housing-stability resources and affordable-housing information.

🍽

Food Assistance

Food banks, nutrition benefits and community meal resources.

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Healthcare Support

Community clinics, medical assistance and healthcare-access resources.

📚

Education Resources

Training, scholarships, student support and education-program information.

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Employment Opportunities

Job-search resources, workforce programs, training and career support.

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Family Support

Resources for parents, caregivers, children and households needing additional help.

Assistance Request

Tell us how we can help you.

Submit all required information and tell us how we can assist you. This intake helps us understand your situation so we can connect you with the right resources and support services.

Your information is used only to process your assistance request.

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Please upload clear photos or scans of your driver's license or another valid form of identification.

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Start with your situation, your state and the type of support you need.

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